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Money Saving Tips: How to Save Money on Groceries
Eating healthy on a budget might be about to become more difficult. Bank of England Governor Mark Carney has warned that food prices could rise by as much as 10% because of Brexit. There is good news though; learning how to save money on groceries today can help average UK households save up to 30% every weekly shopping trip.
How to Save Money on Groceries 101
Learning how to save money on groceries sounds simple. However, even budget supermarkets are notorious for encouraging shoppers to make last-minute impulse purchases. From sticks of gum at checkout kiosks to special offers on must-have tech items, supermarkets are money saving battlegrounds.
Create a List & Stick to It No Matter What
To avoid walking into a store for a bag of potatoes and walking out with a new television, it’s imperative to create cheat-proof shopping lists. Of course, this can be easier said than done. In this case, consider doing the following:
Save Money on Groceries by Letting Yourself Have Small Luxuries
Learning how to save money on groceries should never feel like rationing. It is also almost impossible not to make at least one impulse purchase when shopping.
Given the above, cost your weekly shopping list as best you can. Then add £10 to your budget to cover any shortfall when you reach the checkout. If by the time you reach the checkout you still have that £10 free, consider buying luxury non-essentials. This will encourage you to stay on budget by giving you an incentive to do so.
Use Supermarket Loyalty Schemes & Christmas Saving Plans
Supermarkets like Morrisons offer regular shoppers a variety of loyalty schemes. These include Nectar cards, saving stamps, and fuel loyalty cards.
In every case, loyalty cards allow shoppers to earn points with most purchases. Showing loyalty to just one supermarket brand can help savvy shoppers steadily earn points which can later be redeemed for groceries at times like Christmas and other special occasions.
Start Eating Healthy on a Budget by Shopping Online
As well as showing loyalty to just one supermarket brand, savvy UK shoppers can stand to save considerably by ditching weekly shopping runs altogether.
By shopping exclusively online, grocery shoppers can stay in full control of weekly shopping budgets. As a bonus, having groceries delivered can help shoppers save on weekly fuel costs.
Always Look Out for Special Offers, Coupons & Discounts
Supermarkets employ several psychological tricks to make people feel like they are saving when actually they aren’t. Three for two special offers, for example, often encourage shoppers to buy more than they need. Conversely, buy one get one free special offers are usually good value. In this case, always look out for such deals, as well as coupons, and (if shopping online) online discount codes.
Set a Money Saving Target
One of the most important things to do when looking to save money on groceries is to set a long-term budgeting goal. Even saving £10 per week can accumulate to £520 extra cash at the end of the year. Start making a plan today to save a set amount over the course of the next 12-months. Focus on sticking to this, and you will be much more likely to succeed in forming better long-term shopping habits.